Yes, you read it right. You can transfer money through Gmail. Your Gmail account is an all-in-one account through which you can receive and send emails, log into your favorite apps, and now, receive and send money too.
For now, we will tell you about how you can transfer money through Gmail if you have an Android device. The feature is available for the Android operating system as it is available for Gmail desktop service. So if you have an Android device, transferring money through Gmail is a walk in the park. In this post, we walk you through the step-by-step process of how to transfer money through Gmail (Android app).
Transfer money through Gmail on Android
You can easily transfer money over Gmail provided you and the sender/receiver use Android devices and also have the Gmail Android app installed on it. The Money transfer through Gmail was first introduced in early 2017 as an app called Google Wallet; later changed to Google Pay Send.
The integration of Gmail Pay Send with Gmail is only limited to the Android version for now. This means that the iOS users cannot use this feature on their mobile devices. For iOS users, there is a Google Pay App through which they can receive and send money using their phone. However, Android users have an extra benefit here because they don’t need an extra app to transfer money when they have Gmail.
If you can transfer money through Gmail, it seems more secure and convenient because Gmail is the pioneer of security and user-friendliness.
Let’s start with how you can transfer money through Gmail Android app.
Make a Google Pay Account
To transfer money through Gmail, you need to have a Google Pay account. So, if you have not made a Google Pay account yet, you need to make one so that you can transfer money through Gmail. Making an account on Google Pay is very easy. You can make an account through Gmail, but the most convenient way is to Sign Up through Google Pay website.
Here is the process of making an account on Google Pay:
- Log into your Google account on your desktop
- Look for the option that says ‘Add Debit Card’
- A new window will appear; add all your account information and hit save.
How to Send Money through Gmail
Sending money through Gmail app is as easy as sending a normal email to someone. Here is you can do it:
- Open your Gmail app. Make sure that you are signed in and have a Google Pay account set up already.
- Tap on the Compose button
- Tap on the attachment icon; from the drop-down list, click on the Send Money.
- The Gmail app will now redirect to Gmail Pay window. You can add payment details such as the amount to be transferred. If your Google Pay account is not set yet, you can set it up at this stage by entering your Debit card details.
- Tap on Attach Money.
- There is an option to add a memo. Add a memo if you want to.
- Tap on the Done
- Tap on the Send email
Receiving Money on Gmail
As soon as you send the email, the recipient will receive the email and the attached money. If the recipient hasn’t set up his Google Pay account, there will be an option for him to ‘Claim Money’ by setting up the Google Pay account. If the recipient has the Google Pay account, the money will be directly credited to his account. He can view the transaction details in the email that he received.
Requesting a payment through Gmail
Here are the steps to request money on Gmail Android app:
- Open Gmail app and tap on Compose
- Tap the attachment icon and choose Request Money from the drop-down list.
- Enter the amount you want to receive, and tap on Attach
- Add a memo and then click on the Send
The receiver then receives the Payment request through email. He has the options to do the payment or decline the request.